Benefit Check .CA

Why this exists

Every year, low-income Canadians leave thousands of dollars in benefits unclaimed — not because they don't qualify, but because they don't know about the programs, the rules feel complicated, or the application paths are scattered across federal and provincial sites. ODSP, Ontario Works, CCB, OTB, GIS, the Canada Disability Benefit, the Canada Workers Benefit — each lives in its own corner of government.

This site puts them all in one place. Answer a few questions, get a clear estimate of what you may be entitled to, and see where to apply. Two minutes, no signup needed to see the preview.

How it works

What we cover

The calculator currently covers Ontario residents and includes estimates for the major federal and provincial programs:

• Ontario Disability Support Program (ODSP) and Ontario Works (OW)
• Canada Child Benefit (CCB) and Ontario Child Benefit (OCB)
• Old Age Security (OAS) and Guaranteed Income Supplement (GIS)
• Canada Groceries and Essentials Benefit (CGEB, formerly the GST/HST credit) and Canada Workers Benefit (CWB)
• Ontario Trillium Benefit (OTB) — OEPTC, NOEC, OSTC
• Canada Disability Benefit (CDB) and Child Disability Benefit
• Northern Ontario Energy Credit, Ontario LIFT Credit, and more

Independent

Benefit Check .CA is not affiliated with the Government of Canada, the Government of Ontario, the CRA, or Service Canada. We provide estimates based on published formulas — actual benefit amounts are determined by the relevant government agency when you apply.

Who writes the emails?

Marnie is the person who writes to you from BenefitCheck. She keeps track of Ontario and federal benefit programs. She watches for the rules and amounts that change. When something changes for you, she says so plainly. She is not from the government. She does not decide what you get. She reads the same public formulas anyone can read, and does the math for you. She never asks for your SIN, your banking password, or money by email. When you write back, a real person at BenefitCheck reads it.

No — Marnie is the name we sign our emails with. She isn’t a real person.

BenefitCheck is run by a small team in Ontario. A real person reads every reply you send us, and a real person writes back. You’re reading one now.

Contact

Questions, corrections, or a benefit we should add? contact@benefitcheck.ca